Testimonials

Client Reviews

Nancy Pope
If you are looking for a "safe" financial advisor (versus a "risk" advisor) I highly recommend Richard Cummings. He's been in business for over 35 years and is extremely knowledgeable and personable. You won't be sorry!

Pandora Sprachmann 
Excellent service. Entire staff is professional as well as polite and very helpful.

Monica S.
I trust Richard Cummings 100% with my investments. I have been with him about seven years.

Other Testimonials

Sylvia P.
I met Richard at a presentation on Social Security that he gave at the Largo Library back in 2011. I had been unhappy with the Financial Planner that I had had for several years and was open to the idea of finding someone who would be more respectful with placing my hard earned money. I scheduled a one on one meeting with Richard after that, and liked what he had to say, so I made the switch and I have never looked back.

Richard knows that I am risk-averse, so he places my money with well respected companies that pay the best rates for my situation. He is always responsive to any concerns I have and is always willing to answer questions.

I couldn’t be happier and feel very comfortable and safe with Richard. Richard is a man of integrity and a very nice guy. I would encourage anyone to schedule a meeting to see for yourself.

Five stars.

Dan W.
Richard assisted my elderly aunt for decades. His professionalism, kindness, and trustworthiness was always greatly appreciated. Richard went above and beyond to help her ensure she had financial stability, and I am sure he has treated all his clients so well.

5+ stars!

Carmen B.
I have been a client of Richard's for approximately 10 years. My husband became a client a few years later because of how happy I've been with Richard's advice. Everything he promised came to be, his advice was always on point, and my now several accounts with him are doing very well. I'm so glad we went to his seminar 10 years ago. I have encouraged friends to talk to him as well. My husband and I give him a 5-star rating!

Deborah A.
I have been working with Mr. Cummings for a few years now. We set up accounts that enable me to relax when it comes to my retirement money. I know it is safe and secure. This has been proven by the guaranteed returns. I can watch my money grow without being concerned with the ups and downs of the economy, interest rates or stock market.